Banks and Building Societies have introduced new measures to help people who face getting into financial difficulty as a result of coronavirus.

Some lenders have announced changes to assist customers who may need to use their overdraft to tide them over, such as free borrowing for a period or a much bigger interest-free buffer.

They have also been rolling out their application processes for three-month mortgage payment holidays to give homeowners a bit of breathing space finacially– but do remember that while you do not have to repay anything during that period, interest will still accumulate and so you will end up paying more over the long term.

Bank of Scotland: https://www.bankofscotland.co.uk/helpcentre/coronavirus.html

Barclays: https://www.barclays.co.uk/coronavirus/

Bradford and Bingley: https://www.bbg.co.uk/personal-support

Co-op Bank: https://www.co-operativebank.co.uk/news/2020/coronavirus-support-personal-customers

HSBC: https://www.hsbc.co.uk/help/coronavirus/

Lloyds: https://www.lloydsbank.com/help-guidance/coronavirus.html

Money Advice Service: https://www.moneyadviceservice.org.uk/en

More Than Insurance: https://www.morethan.com/coronavirus/

Natwest: https://personal.natwest.com/personal/support-centre/coronavirus.html Telephone: 0800 051 4176

PayPal: https://www.paypal.com/uk/smarthelp/article/paypal%E2%80%99s-response-to-the-coronavirus-(covid-19)-pandemic-&-faqs-faq4003?Z3JncnB0=

Royal Bank of Scotland: https://personal.rbs.co.uk/personal/support-centre/coronavirus.html

Santander: https://www.santander.co.uk/personal/coronavirus?icid=php-Hero-Coronavirus-0320

TSB: https://www.tsb.co.uk/coronavirus/

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